Always approachable. Always tailored. Always helpful.
We consider ourselves to be not like other financial advisers. We’re not motivated by profit. We’re interested in the local community, dealing face-to-face and supporting people who want to retire comfortably, with all their financial affairs in order.
Established in 2011, Harold Stephens has grown its roots quickly in BS9, helping families, friends and neighbours make simple and secure decisions with their money. Named after Richard’s grandfather, a renowned ‘numbers man’, family and community will always be at the heart of what we do.
You’ll only ever receive the warmest of welcomes when you arrive for your appointment with us. Whether that’s a cup of tea or a slice of home-baked cake, we want you to get comfortable and have a chat. Once we understand you and your needs, we will deliver a tailored financial planning service centred around what is important and beneficial to you.
We’re all about giving back to the local community. At every opportunity, we look for ways to support local events, charities and activities. That’s why we don’t charge an initial consultation fee. Instead, we encourage you to donate to a local charity and give back as well.
MEET THE TEAM
Chartered Financial Planner
Richard is our founder and a keen advocate for the local community. As a Chartered Financial Planner and Fellow of the Personal Finance Society with over 20 years' experience in the finance industry, he offers trusted advice to retirees in BS9. He has a particular expertise in investments, pensions and estate planning along with a specialist interest in helping the elderly and long-term care. He has truly established a firm that sets itself apart with trusted financial advice.
Outside of work, Richard is an active member of the local Rotary Club.
Client Services Manager
Penny provides that warm welcome and friendly face each and every time you come in. She is also the friendly voice on the end of the line when you phone in. Her role is to ensure your journey with us is as smooth and friendly as possible. Penny brings with her a wealth of experience having previously worked for Bristol & West and Bank of Ireland for over 30 years.
In her spare time, Penny is very committed to fundraising in the local community through her passion for cake-making - especially for Marie Curie and Macmillan. So a home-made cake will quite often be available on your visit to the office!
Martin provides detailed technical financial planning reports for our clients and also deals with any specific technical queries clients might have. Now a fully Diploma qualified member of the CII, Martin previously graduated from University with a 1st Class Honours degree in Economics and Finance. A self-confessed ‘techy’, Martin loves nothing more than an afternoon researching the best possible solutions for client needs.
In his spare time, Martin is a fitness enthusiast found competing in triathlons!
Compliance Administration Manager
Victoria is a fully Diploma qualified member of the CII and brings with her a wealth of experience since graduating from Cardiff University with a degree in Psychology. Most latterly Victoria has been working as a Compliance Manager at a national independent financial services firm.
Since joining Harold Stephens, Victoria has assumed wide-ranging responsibilities in the office including ensuring the firm meets with its strict ethical and regulatory standards, the smooth and efficient processing of client business and general office management.
Away from the office, Victoria lives locally and her life revolves around her young family whilst she also finds time to socialise with friends.