https://www.haroldstephens.co.uk/home daily 1.0 2025-11-24 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1548334052590-9O8ST8G89U1VNV68RL3N/pattern_demo.jpg Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1548417060738-OAWM8R7324T7FINAHT1W/colour-03.jpg Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1601643657034-T0JW42NZ5HYS3FGGRD87/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08778.jpg Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1701884683572-6AQ2K6JZEY0DRS1TQOR0/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08596.jpg Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1664290305311-7WQSFML1Q38UU8MS9K8S/JUST-1885_VCA_Logo+2022_BLACK_RGB_H_Black_Comp+of+Year_Up+to+5+advisers_Winner.png Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1664290316064-HJHV73YYT62LHQSAAI9G/JUST-1885_VCA_Logo+2022_BLACK_RGB_H_Black_VCChampion_Highly+commended.png Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1696851629351-0WSMW4AN6YHKA4FCKRHU/JUST--2924_VCA_2023_RGB_H_Black_CofY_Up+to+5+advisers_W.jpg Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1696851645224-A7VCGEWMTJSGTR9B9XYW/JUST--2924_VCA_2023_RGB_H_Black_VCC_W.jpg Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1710337773169-DIZJYVWK1RECPDFDLPT6/Richard+client+reception Home - What exactly is ‘later life’ financial planning? Typically later life planning starts anytime from retirement onwards. As you can see from the services we offer, we are here to assist you with retirement and pension planning, investment management, long-term care planning and estate planning which includes everything from inheritance tax and trust advice to wills & power of attorney work, probate and estate administration. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/e9315dd5-c6fa-4aa7-adb7-a608533b8825/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08541.jpg Home - What makes us different? Our Local, Old Fashioned, Face to Face Service We pride ourselves in delivering the old-fashioned, local, face to face service that you just don’t tend to come across anymore. Especially in the new post-COVID pandemic world. In our view, people in later life, especially those with complex financial and legal decisions, require advice that is delivered face to face, in a comfortable relaxed way, where every effort is made to account for, and understand, each individual’s unique situation. Advice should then be delivered in an accessible, clear and straightforward manner. The importance of face to face advice is equally true when advising attorneys, representatives, trustees or simply close relatives of an elderly person. As an adviser, it is critical to understand fully the extended family dynamics and have advice delivered in a professional, objective way taking into account those family complexities. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/ae10c6ac-a11e-4c11-8de1-c4c98185b6e7/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08558.jpg Home - What makes us different? Our Later Life Financial Planning Specialism We are a proud and passionate local industry leader in delivering later life advice in this area of Bristol and surrounds. Indeed we are the only local, independent professional firm in North West Bristol that specialise purely on all aspects later life planning - including all of your financial and legal matters. You may be used to using a financial adviser for your finances and a solicitor for other work such as trusts and Wills. However we offer a ‘one-stop shop’ for all of your later life planning needs. It’s much less stressful to have only one point of contact – for you – and also your loved ones, especially when you pass away. With an overview of everything, you benefit from real holistic planning. It’s the joined up thinking you just can’t achieve by using different firms. We are dedicated to being specialists in later life financial and estate planning. Therefore all of our technical knowledge and expertise is built around providing the best service for you and your needs in later life. Both Richard Higgs and James Kenward are Accredited SOLLA Advisers, the gold standard in later life advice. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1549017028188-UCV32R9QU92NWCD4S6ML/Harold+Stephens+-+Your+Local+Independent+Financial+Adviser Home https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627475800337-0EW5LQWKF7TWN9Q4F4AO/RH+stall.jpg Home - Our commitment to the local community When Richard founded the firm, he did so with a strong belief that it should have a positive impact on the local community. It’s something the whole team is passionate about and we are proud to say it’s a genuine commitment. 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story online can make all the difference. https://www.haroldstephens.co.uk/events/2022/3/30/welcome-wednesday-february-2025 monthly 0.5 2025-01-21 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/8957a754-7e0d-489c-b6eb-ede638aa93ba/Welcome+Wednesday+June+2024.jpg Events - Welcome Wednesday - February 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.haroldstephens.co.uk/events/later-life-financial-planning-under-labour-may-14 monthly 0.5 2025-01-20 https://www.haroldstephens.co.uk/events/2022/3/30/welcome-wednesday-january-2025 monthly 0.5 2025-01-08 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/8957a754-7e0d-489c-b6eb-ede638aa93ba/Welcome+Wednesday+June+2024.jpg Events - Welcome Wednesday - January 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. 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Shortlisted for Best Adviser Firm for Vulnerable Client Care, Adviser Firm of the Year for South West and Wales and Best Consumer Duty Initiative https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697014514805-WMXCBRS4F48FT8LC24GU/JUST-2924_VCA_2023_RGB_H_Black_CofY_Up+to+5+advisers_W.jpg Awards Gallery - Just Group Vulnerable Customer Awards 2023 Just Group Vulnerable Customer Awards 2023 - Winner - Company of the Year up to 5 advisers https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697011726953-4ITYCCM7L7YIEOK5DNJA/JUST-2924_VCA_2023_RGB_H_Black_VCC_W.jpg Awards Gallery - Just Group Vulnerable Customer Awards 2023 Just Group Vulnerable Customer Awards 2023 - Winner - Vulnerable Customer Champion (Amy Wood) https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677588635844-SGE23DJ5JW8TPXF6WQVR/image-asset.png Awards Gallery - Just Group Vulnerable Customer Awards 2022 Just Group Vulnerable Customer Awards 2022 - Winner - Company of the Year up to 5 advisers https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677588677096-76F1J8SI9Z4PKB77DWBP/JUST-1885_VCA_Logo+2022_WHITE_RGB_H_White_VCChampion_Highly+commended.png Awards Gallery - Just Group Vulnerable Customer Awards 2022 Just Group Vulnerable Customer Awards 2022 - Highly Commended - Vulnerable Customer Champion (Richard Higgs) https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697011810806-UH8VOZE7P7RP22K3T26G/BDAA+AWARDS+Gold+BANNER.jpg Awards Gallery - Bristol Dementia Action Alliance Gold Award Bristol Dementia Action Alliance Gold Award https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677588723105-1JPGQ3INC4SQT42JBOX9/image-asset.jpeg Awards Gallery - Bristol Life Awards Finalist - Finance Category https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677587973974-VSGSW885BQO1E851D6RR/image-asset.png Awards Gallery - Professional Adviser Awards 2023 - Adviser Firm of the Year – South West and Wales Best Adviser Website Best Adviser Firm for Vulnerable Client Care Shortlisted for three national awards: Adviser Firm of the Year – South West and Wales Best Adviser Website Best Adviser Firm for Vulnerable Client Care https://www.haroldstephens.co.uk/staff-gallery daily 0.75 2024-02-28 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/2f94a9cf-f7e6-4442-bf79-9f75eb399e54/BRM07165-LowRes.jpg Staff Gallery https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/2f94a9cf-f7e6-4442-bf79-9f75eb399e54/BRM07165-LowRes.jpg Staff Gallery https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627470849699-AALNBML6NE0CNEP6UQYQ/Laura+Profile.png Staff Gallery - Laura Brooks Office Manager office@haroldstephens.co.uk Laura was attracted to Harold Stephens as it is a local, independent company that clearly has the best interests of its clients and the local community at heart. 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We’re here to take the pressure off so you can spend less time worrying and more time enjoying yourself. Find out more about how we can help you enjoy later life: https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1601630268823-0SLI4V7SQDW7JW5MH1TR/Rich+Hands.jpg Our Services - Investments You may have spent a lifetime accumulating investments, making your own shrewd decisions to ensure your family are well provided for. Over time, the paperwork relating to all of these investments begins to build up with many changes of names of providers, old and new policy numbers, and what seems like a new valuation or notification from these companies every few days. It can all add up to feeling like a chore to organise all of your investments and set aside time to review their performance regularly. 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We can help you make a plan to protect your wealth for your loved ones. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1601905981991-8TMQBVOTSO4TWQJCV3KJ/Peter%2Band%2BNadine%2BReception.jpg Our Services - Estate Planning Estate planning is about you deciding what you would like to happen to your estate on your death and how to provide for those you’ll leave behind. An estate plan goes much further than making a Will (although that’s the first step!) and while talking about death isn’t pleasant, having a plan can make it much easier for your loved ones to deal with your estate, taking comfort in following your wishes. Having a comprehensive plan can help to protect your estate for your beneficiaries and reduce the amount of inheritance tax they are liable to pay, meaning more wealth stays where you’d like it to. Without a plan, HMRC could be your main beneficiary! 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When he sadly passed away, Pam found she had no idea of the value or location of her investments. She was anxious about getting organised and wanted to gain confidence in the understanding of her finances. Take a look at Pam’s story to see how we have become her trusted adviser. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1591205476349-G5ZVVZGWTSAH6U7EXJGG/cup_yellow-transparent.png Case Studies - Kate needed a hand with Inheritance Tax Planning Kate, a local retired GP had spent a long time researching the best solution for her family regarding Inheritance Tax. With a wealth of options available, Kate was struggling to make a decision with confidence. Read on to see how beneficial rigorous planning can be for your family. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1591206510916-YU5A7KB67HZT0WBEW977/glasses_yellow-transparent.png Case Studies - Mark sought independent advice Mark had become disillusioned with the advice he was receiving from a big-name provider who seemed more interested in moving assets into their portfolio than managing his family’s financial future. Harold Stephens is truly independent with all advice absolutely tailored to your best interests. Read on to find out about the suite of services Mark and his family have benefited from. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1601631101473-2LHFAAYURRSDH2ZD3XGV/Richard+Peter+Meeting+Calculator.jpg Case Studies - Can we help you too? Bespoke and personalised, we will work face-to-face with you to deliver recommendations that get the best possible return from your money. With an ongoing review process, you can rest assured your investments are always in line with your circumstances. https://www.haroldstephens.co.uk/charity-golf-day-2020 daily 0.75 2020-09-21 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600098942553-FAXUJQZ52ZJ0AE5L4ZA0/IMG_20200910_101718.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600095844226-J5OVEFC693LKNQS4TE4N/Paul+Alex+Andy+Ciaran+Team.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600095936978-HL0375E48VKZON227NXZ/Mary+Team+18+Hole.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600096371305-G9ETZBTJ6DYH6F2AVAAY/Dennis+and+David+Golf+Buggy.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600096007979-KBG78MNJQ6OR63R8AGBC/RH+putting.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600097143354-39234HEH0U81BIO2HRUH/Richard+Brown+Team.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600096591225-6JJR9GJ4VFV1DHBWIV8D/Ben+Willis+putting.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600096743411-9VWNMV3Q7M2XV3B7CMU8/Bob+Mary+Maggie+Bill.jpg Charity Golf Day 2020 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1600098126496-YE2VB5ZFMUNBM4AC59DN/David+Eric+Dennis+Team.jpg Charity Golf Day 2020 https://www.haroldstephens.co.uk/inheritance-tax-guide daily 0.75 2021-01-18 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1610986786637-27P10Z6GV6XR65UNBPFN/Front+cover+capture.PNG Inheritance Tax Guide https://www.haroldstephens.co.uk/about daily 0.75 2025-02-03 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1738577535738-RAR0CF37MQJ8BGPNK11H/James+Kenward+Malcolm+Handshake.jpg About Us https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1549020202880-N4AYUHAMTE8LX4U7Y62J/harold-stephens-glasses-green.png About Us https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627464052884-XY4K7EZZNPSB91PHBA7V/Harold+Stephens+Photo.JPEG About Us - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/c50f2723-8387-4894-b633-5759d0c140f5/CDA_Logo_Associate_RGB.jpg About Us - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.haroldstephens.co.uk/team daily 0.75 2025-01-06 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1688994261518-F997E3V7ZXOXW3B9V0KZ/BRM07221-LowRes.jpg Meet The Team https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627466966967-S6V613JOL73DIOXV3ZJZ/cup_green-transparent.png Meet The Team https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/3fe27ff2-441f-48fd-bbb0-fc0159d8b430/BRM07165-LowRes.jpg Meet The Team - James Kenward Independent Financial Adviser james@haroldstephens.co.uk James is a fully Diploma qualified member of the CII and has worked in the finance sector for 18 years since graduating from Plymouth University with a degree in Economics and Law. James is an Accredited member of SOLLA (Society of Later Life Advisers). He feels that SOLLA is the gold standard of accreditation for helping older clients and their families. James loves meeting new clients and really getting to know them as part of a relaxed first meeting. He takes great pleasure in helping retired clients bring their goals to life, whether that involves advising on tax efficient gifting to children and grandchildren or planning that round the world trip they had always dreamed of. One of the things James enjoys most is working with Richard and the rest of the team to ensure everything we recommend is absolutely the best option for our clients. His input in regular investment committee meetings and advice on due diligence performed ensures recommendations are of the highest quality. James is dedicated to his ongoing improvement in all areas of financial planning but particularly those which impact clients in later life such as pensions, long-term care and estate & inheritance tax planning. James is passionate about being able to spend time in the local community through initiatives like Welcome Wednesday, where he can often be found enjoying a coffee and a chat with anyone in the area who wants to make connections. James is a Dementia Friend and has completed extended Dementia Awareness training. He is always keen to further his knowledge about dementia and is a supporter of BRACE Dementia Research – he completed a bungee jump to raise money for the charity and although wouldn’t repeat this, is looking for his next BRACE fundraising challenge! James has an interest in finance generally and enjoys keeping a watchful eye on the financial markets and listening to investment podcasts. He also has a season ticket for the Bristol Bears Rugby Union team and looks forward attending their home fixtures. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/7d567105-280c-4655-8c22-4a74dc0be64b/SOLLA+Accredited+website+logo+%282%29.png Meet The Team https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/5a430263-567a-4ae3-9d39-973e8504da53/SOLLA+Retirement+logo.png Meet The Team - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627470074300-WT1QVBUVDNFTAY29QOV1/Qualified+Member+PFS+Logo.png Meet The Team https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627470057553-A36TWNNNL41BOVKKNYZ2/Chartered+Financial+Planner+Logo.png Meet The Team https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/c9edf145-d11d-408a-9196-a727163ac465/Just+Awards_HS_76.jpg Meet The Team - Richard Higgs Chartered Independent Financial Planner richard@haroldstephens.co.uk Richard is the founder of our firm and genuinely enjoys helping people in later life and this was his inspiration in setting up Harold Stephens, with the aim of offering friendly, old fashioned face to face advice in our comfortable, homely office. He is particularly skilled at dealing with vulnerable clients and their families. Demonstrating his commitment to continued learning around these areas, Richard is a Dementia Friend, a supporter of Bristol Dementia Action Alliance (BDAA) and BRACE Dementia Research charity. A keen advocate for the local community, Richard also supports St Peter’s Hospice and is an active member of the Marmalade Trust companionship programme. Richard is an Accredited member of SOLLA (Society of Later Life Advisers), an organisation dedicated to higher standards and accessibility to regulated financial advice for older people and their families. The Later Life Adviser Accreditation (LLAA) has become established as the Gold Standard those advising in the later life market. Richard is also a STEP (Society of Trust and Estate Practitioners) Affiliate member. As a Chartered Financial Planner and Fellow of the Personal Finance Society, Richard holds the highest possible accreditation within the finance industry. He has over 20 years' experience and he offers trusted independent advice to retirees in Bristol. Richard has particular expertise in later life financial planning, including estate/inheritance tax planning, long-term care, investments and pensions. He is extremely passionate about providing the best possible service and in focusing solely on later life advice, he has truly established a firm that sets itself apart with trusted specialist independent financial planning. Outside of work, Richard enjoys spending time with his family and surfing! https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627470875147-BUGQJAIAL3NRPPDM8JVF/Vicky+Profile.png Meet The Team - Victoria Vyce Compliance Manager support@haroldstephens.co.uk Victoria is a fully Diploma qualified member of the CII and brings with her a wealth of experience since graduating from Cardiff University with a degree in Psychology. Since joining Harold Stephens, Victoria has assumed wide-ranging responsibilities in the office including ensuring the firm meets with its strict ethical and regulatory standards, the smooth and efficient processing of client business and general office management. Victoria ensures everything we do is ‘by the book’. She is also the person responsible for administering the Personal Finance Portal so you can access your account to see a snapshot of your portfolio whenever you need to. Away from the office, Victoria lives locally and her life revolves around her young family whilst she also finds time to socialise with friends. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627470849699-AALNBML6NE0CNEP6UQYQ/Laura+Profile.png Meet The Team - Laura Brooks Office Manager office@haroldstephens.co.uk Laura was attracted to Harold Stephens as it is a local, independent company that clearly has the best interests of its clients and the local community at heart. Laura sits front and centre in the office and is responsible for booking your appointments, requesting information we may need and generally keeping everything running smoothly. Laura will keep you updated on progress along the way. She works closely with James and Richard and is usually the best person to approach with any queries you may have if you’re not sure who else to ask! At weekends Laura loves spending time with family, socialising with friends and working in her garden. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627470817264-53KS8A4AKE7UBRE2BHCR/Nadine+Profile.png Meet The Team - Nadine Bentley Paraplanner paraplanning@haroldstephens.co.uk Nadine is a fully Diploma qualified member of the CII. She has over 8 years of experience in the finance sector. Since joining Harold Stephens, Nadine’s responsibilities have included administering client investments and general client dealings day to day. She is now our paraplanner and works closely with Richard and James to produce reports for our clients. Nadine enjoys the outdoors and likes to keep active. Not originally from Bristol, she has found her home here and enjoys exploring all the local offerings. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627470891400-EYB3WHQIY529Y7GSVQZA/Amy+Profile.png Meet The Team - Amy Wood Community Engagement Manager community@haroldstephens.co.uk Amy is passionate about the local community, having grown up in BS9 and lives close to the office. She is responsible for our local community engagement and the relationships we have built with the local charities and organisations we support. If you need any help or support and you’re not sure where to start, Amy is very happy to help over the phone or a cup of tea - don’t hesitate to get in touch! Amy is a keen member of Canford Bowls Club, Stoke Bishop Cricket Club and helps organise the Later Life Summer Fair. She enjoys fundraising for local charities close to her heart. In her spare time, Amy enjoys spending quality time with family and friends, walking her dogs and trying new crafts. https://www.haroldstephens.co.uk/pensions-retirement daily 0.75 2024-11-04 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/f266ea2a-b211-4488-91e7-3a2e3a0ba607/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08586.jpg Pensions & Retirement Planning https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/cdf9afcb-f241-4171-bfb4-4a05d9013e08/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08546.jpg Pensions & Retirement Planning https://www.haroldstephens.co.uk/investments daily 0.75 2024-11-04 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627485494862-OBJGTV1OTHYEICQ2VMOB/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08236+-+Copy.jpg Investments https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/47848f71-cf11-4cbb-9427-d98ab0fdd264/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08629.jpg Investments 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https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/d60860f7-0495-4834-b857-df677080c714/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08599.jpg Wills https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/44019cf8-d47b-49b1-a2b9-68ce4cd0b4a3/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08544.jpg Wills https://www.haroldstephens.co.uk/charity-bowls-day-2021 daily 0.75 2021-09-22 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1632323720124-C2V1OPU3HO5LRCS7AC36/IMG_0539.JPEG Charity Bowls Day 2021 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1632323740825-OZ4J5X3FG0F7O0HOPZ28/IMG_0545.JPEG Charity Bowls Day 2021 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1632323449190-JHRW7IILZEJDR6RO5Q8T/IMG_0546.JPEG Charity Bowls Day 2021 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1632323461186-BZ5KSYM2Q9P7OZ44CFY2/IMG_0544.JPEG Charity Bowls Day 2021 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https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1664291194137-PJBJWJ8DDEIL0WG74NBO/JUST-1885_VCA_Logo+2022_BLACK_RGB_H_Black_VCChampion_Highly+commended.png Vulnerability https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697014868905-3K3DEB9R3M9ICF6K2L2A/JUST--2924_VCA_2023_RGB_H_Black_CofY_Up+to+5+advisers_W.jpg Vulnerability https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697014875683-EOGZNTFA9PRUHI10VTZT/JUST--2924_VCA_2023_RGB_H_Black_VCC_W.jpg Vulnerability https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1634658819383-C7SYXGXL6QVVAB4MYWCI/FVC+logo+with+large+strapline.jpg Vulnerability - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.haroldstephens.co.uk/long-term-care daily 0.75 2025-02-03 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/6a956917-cd26-4055-a148-92c21ce96314/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08541.jpg Long-Term Care https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1634651472123-93DWVLPFYD4QJIVN75MJ/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08240+-+Copy.jpg Long-Term Care https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1737560233023-NX4DX42JVZ49X834V847/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-07809+-+Copy.jpg Long-Term Care https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/4aca1cb4-0fcb-490d-ad65-0f1c4564553d/SOLLA+Accredited+website+logo.png Long-Term Care - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.haroldstephens.co.uk/power-of-attorney daily 0.75 2025-09-16 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/05b9de77-b8f7-41ab-a0fd-2e84fa0ce918/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08552.jpg Power of Attorney https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1712660493945-HQ09E9513I03N8BOS3L4/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08577.jpg Power of Attorney https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1634728288801-I0BHQ7UDYCTPU38UHDM6/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08509.jpg Power of Attorney https://www.haroldstephens.co.uk/inheritance-tax daily 0.75 2025-02-03 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1628690673324-J1KXYN8NNIDS3O49G7BZ/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-07845+-+Copy.jpg Inheritance Tax https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/53baafb3-a022-461d-a388-4e9a6e73f9d2/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08681.jpg Inheritance Tax https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1627484277958-GV2IOV4YMN9J4OAWMKXN/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-07858+-+Copy.jpg Inheritance Tax https://www.haroldstephens.co.uk/what-to-expect daily 0.75 2024-03-05 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1709657534209-K6C1AV1PQ1B5ICALCJVZ/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08572.jpg What To Expect https://www.haroldstephens.co.uk/awards daily 0.75 2023-02-28 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1708429640343-6UBQWUBF2OESZ1PO2QKX/PA+24+logo.png Awards - Professional Adviser Awards 2024. Shortlisted for Best Adviser Firm for Vulnerable Client Care, Adviser Firm of the Year for South West and Wales and Best Consumer Duty Initiative https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697014514805-WMXCBRS4F48FT8LC24GU/JUST-2924_VCA_2023_RGB_H_Black_CofY_Up+to+5+advisers_W.jpg Awards - Just Group Vulnerable Customer Awards 2023 Just Group Vulnerable Customer Awards 2023 - Winner - Company of the Year up to 5 advisers https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697011726953-4ITYCCM7L7YIEOK5DNJA/JUST-2924_VCA_2023_RGB_H_Black_VCC_W.jpg Awards - Just Group Vulnerable Customer Awards 2023 Just Group Vulnerable Customer Awards 2023 - Winner - Vulnerable Customer Champion (Amy Wood) https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677588635844-SGE23DJ5JW8TPXF6WQVR/image-asset.png Awards - Just Group Vulnerable Customer Awards 2022 Just Group Vulnerable Customer Awards 2022 - Winner - Company of the Year up to 5 advisers https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677588677096-76F1J8SI9Z4PKB77DWBP/JUST-1885_VCA_Logo+2022_WHITE_RGB_H_White_VCChampion_Highly+commended.png Awards - Just Group Vulnerable Customer Awards 2022 Just Group Vulnerable Customer Awards 2022 - Highly Commended - Vulnerable Customer Champion (Richard Higgs) https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1697011810806-UH8VOZE7P7RP22K3T26G/BDAA+AWARDS+Gold+BANNER.jpg Awards - Bristol Dementia Action Alliance Gold Award Bristol Dementia Action Alliance Gold Award https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677588723105-1JPGQ3INC4SQT42JBOX9/image-asset.jpeg Awards - Bristol Life Awards Finalist - Finance Category https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1677587973974-VSGSW885BQO1E851D6RR/image-asset.png Awards - Professional Adviser Awards 2023 - Adviser Firm of the Year – South West and Wales Best Adviser Website Best Adviser Firm for Vulnerable Client Care Shortlisted for three national awards: Adviser Firm of the Year – South West and Wales Best Adviser Website Best Adviser Firm for Vulnerable Client Care https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/3cc84105-7ca5-44c7-84fd-7b135859ff2e/CFF3D1C4-89DB-4F26-AF37-188AE27D9085.jpg Awards Receiving our Bristol Dementia Action Alliance Silver Award from the Lord Mayor https://www.haroldstephens.co.uk/our-charges daily 0.75 2023-03-20 https://www.haroldstephens.co.uk/legacy-giving-inheritance-tax-relief daily 0.75 2023-09-20 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1695220669721-X8SNKXZGD3CTIQDQE5QS/Vases.JPG Legacy Giving & Inheritance Tax Relief https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/cd34e246-02ed-4a0c-a984-eafb9b3a018c/SPH+Gift+Illustration.jpg Legacy Giving & Inheritance Tax Relief https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1665500684575-8EJY3XW5CENB07EG8LML/Tony+Hall+HS+stall.JPG Legacy Giving & Inheritance Tax Relief https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/9d54a1f2-cd5b-4eb9-8c67-28f60a0094dc/Vicky+James+BRACE+3.png Legacy Giving & Inheritance Tax Relief https://www.haroldstephens.co.uk/complaints daily 0.75 2024-04-24 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/aa66d8b3-c639-49af-9443-3d2fcae8a31f/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08579.jpg Complaints https://www.haroldstephens.co.uk/community-fund daily 0.75 2025-09-22 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/36f93e11-e2d6-4613-be91-a1ee9a1eb6ea/Welcome+Wednesday+June+2024.jpg Community Fund - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1700559883755-24C4MXV3O4DOED8HJE4J/later+life+summer+fair+2023.png Community Fund - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1716906686667-KZFGP3YREK5435KOAR9E/PXL_20240520_143937770.jpg Community Fund - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.haroldstephens.co.uk/resources daily 0.75 2024-11-04 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1723474167293-OOHLA8EAPUAXHALM9JM2/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08691.jpg Resources https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1719323100029-80G3JE0GSNAC0JN97K0I/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08207.jpg Resources https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1702397285304-S955PCGA5XWQJB0KAL5T/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08599.jpg Resources https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/6a956917-cd26-4055-a148-92c21ce96314/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08541.jpg Resources https://www.haroldstephens.co.uk/client-feedback daily 0.75 2024-10-02 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1710236349738-DRX4B28Y5ZGF1PA9JS8H/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08542.jpg Client Feedback https://www.haroldstephens.co.uk/later-life-hub daily 0.75 2024-10-28 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/664c5248-71c3-42a6-b424-0cfc7f318c3a/Later+Life+Hub+logo.jpg Later Life Hub https://www.haroldstephens.co.uk/supporting-carers daily 0.75 2025-02-03 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/1710236349738-DRX4B28Y5ZGF1PA9JS8H/BenjaminRobertMuir-PHOTOGRAPHY%2BVIDEO-08542.jpg Supporting Carers https://www.haroldstephens.co.uk/financial-planning-under-labour daily 0.75 2024-12-03 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/8ba5408b-50ae-4829-bee7-16a6416a15b7/Budget+campaign+flyer+front.jpg Financial Planning Under Labour https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/ced0638e-a204-4f72-8cf0-6f9d730f2d1b/Budget+campaign+flyer+back.jpg Financial Planning Under Labour https://www.haroldstephens.co.uk/inheritance-tax-pensions-2026 daily 0.75 2026-03-09 https://images.squarespace-cdn.com/content/v1/5a28dc56b1ffb68fa0a35a19/5585936b-94cf-4e79-9557-947cd9608223/Time+To+Act+Seminar+Dates Inheritance Tax and Pensions 2026 - 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