At-Retirement? Don’t Forget The Good Old Fashioned Annuity

At-Retirement? Don’t Forget The Good Old Fashioned Annuity

Recent data shows that there could be a return to the good old-fashioned pension annuity for those ‘at-retirement’ and making pension choices. The value of pension annuity contracts taken out rose by 34% in 2024, rising to £7bn, surpassing last year’s total and...
Are Pensions Best Avoided At Death?

Are Pensions Best Avoided At Death?

The 2027/28 inheritance tax (IHT) treatment of pensions raises some difficult questions about the balance between retirement income planning and IHT planning. The use of pensions in estate planning has been upended by the Budget announcement that, from 2027/28,...